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Tag: student loans
Federal Student Loan Changes
Recent federal student loan changes could impact how students and families pay for college. Learn what’s changing and how to prepare.
Student Loan Glossary: Key Terms Every Student & Parent Should Know
Navigating college financing starts with understanding the terminology. This student loan glossary explains common financial aid and lending terms to help students and parents make informed decisions.
Understanding Tax Brackets: What They Are and How They Work
Understanding tax brackets can make tax season a little less confusing. Learn how the U.S. tax system works, how different income ranges are taxed, and why moving into a higher tax bracket doesn’t mean all of your income is taxed at a higher rate.
Tax Benefits for College Students & Families
College can be expensive, but tax credits and deductions may help. Learn about education tax benefits available to students and families, including the American Opportunity Tax Credit, Lifetime Learning Credit, and student loan interest deduction.
How to Choose the Right Co-Borrower for Your Student Loan
Thinking about a private student loan? Learn how to choose the right co-borrower, what qualities to look for, and how to set your loan up for success. Read our full guide and explore COPFCU’s Student Choice Loan program.
Smart Money Moves for College
Whether you’re heading to college for the first time or returning for another semester, managing your money wisely can make all the difference. From tuition and textbooks to housing and meal plans, college expenses add up fast — but with the right financial tools and strategies, you can stay in control.
How to Secure Last-Minute College Funding
Struggling to cover college costs due to FAFSA delays? Discover practical tips for reducing expenses, securing late-deadline scholarships and finding the necessary funds to cover last-minute tuition gaps.
Back-to-School Financial Checklist for College Students
As college students prepare for the new academic school year, managing finances becomes an essential task. Proper planning and organization can set students up for financial success from the start.
Should I Consolidate or Refinance My Student Loan Debt?
Refinancing or consolidating your student loans could be a good idea. But the only way you’ll know is if you understand the differences and similarities between them.