COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.
Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can’t find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for Savings, Certificates and IRAs. All for the greater good of your family and your future.
Whether you’re gearing up for holiday shopping, planning a memorable trip, or looking to consolidate high-interest debt, enjoy up to 2% off personal loans with rates as low as 8.99% APR*. A COPFCU Personal Loan is designed to give you the financial flexibility you need to make this season truly unforgettable.
Apply Today
COPFCU is proud to provide scholarships to members seeking to better their lives through continuing education. For the 2025-2026 school year, COPFCU will be awarding five scholarships totaling $15,500. All scholarships are one-time awards with funds disbursed in August.
Apply Today!
Earn points for every account, loan and service you use with our new and improved rewards program. Redeem your points for a variety of items like a box of free checks, to waive a loan skip-a-payment fee or even to refund an overdraft fee.
Start Earning Today
Since 1935, our mission has remained the same:
To provide great financial products and services for a friendly price for all of our members and our community.
For more than 34 consecutive years, COPFCU has been awarded Bauer Financials’ 5-Star Superior rating for financial strength and stability, indicating that the credit union is one of the strongest in the nation.
The start of a new year is an opportunity to take charge of your finances and set goals that will make a lasting impact. By focusing on practical and actionable resolutions, you can create a roadmap to financial success.
Learn how to avoid post-holiday debt with smart budgeting, mindful spending, and effective saving strategies. Start the year financially strong with tips to keep your finances in check and prevent overspending.
Gift-giving doesn’t have to be a source of stress or financial strain. By focusing on creativity, thoughtfulness, and planning, you can make your holiday season more joyful and less hectic.
COPFCU strives to live up to our industry motto of “people helping people.” We seek to engage in events and service opportunities that enrich the lives of those in the areas we live and work.
