Banking for your family and your future.

We can help you achieve the financial freedom to finally enjoy life.

AUTO LOANS

Rates from 6.99%

PERSONAL LOANS

Rates from 10.99%

HELOC LOANS

Rates from 8.50%

HOME LOANS

Rates from 6.625%

CREDIT CARDS

Rates from 9.99%

Improving Banking For Generations To Come.

COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.

Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can’t find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for Savings, Certificates and IRAs. All for the greater good of your family and your future.

2% Off Holiday Loan Special

Whether you’re gearing up for holiday shopping, planning a memorable trip, or looking to consolidate high-interest debt, enjoy up to 2% off personal loans with rates as low as 8.99% APR*. A COPFCU Personal Loan is designed to give you the financial flexibility you need to make this season truly unforgettable.

Apply Today
Holiday Loan Special

COPFCU Scholarship Program

COPFCU is proud to provide scholarships to members seeking to better their lives through continuing education. For the 2025-2026 school year, COPFCU will be awarding five scholarships totaling $15,500. All scholarships are one-time awards with funds disbursed in August.

Apply Today!
COPFCU Scholarship Program

Earn More & Save More With Rewards Plus

Earn points for every account, loan and service you use with our new and improved rewards program. Redeem your points for a variety of items like a box of free checks, to waive a loan skip-a-payment fee or even to refund an overdraft fee.

Start Earning Today
Rewards Plus
"Wonderful experience! I called at 9:45AM to input vehicle loan application. Spoke with Amy on the phone to provide application details. I was approved for loan in a few hours, electronically signed documents and was able to pick up my new vehicle same day by 4:30! Top notch customer service, very responsive and process was extremely smooth."

MEL

"COPFCU has been great to work with and very easy to apply for a loan. Rates are reasonable and they are very easy to talk to and understand. Thanks for all your hard work and dedication."

RANDY F.

"I have both a car loan and personal loan with COPFCU. The rates are guaranteed the lowest you’ll find. The process has always been convenient and simple. I won’t ever go back to a regular bank or anywhere else!"

MARIO M.

"I've been a member at COPFCU for several years. Each time I needed a loan for my vehicle or for the wife, the credit union has always stepped up and took care of us. Sometimes that same day! Highly recommend them with their very competitive rates."

RON K.

"Karen was amazing! I have had no credit and thought getting a loan was impossible. She walked me through everything and made it very simple to understand. I love banking here!"

MEGAN B.

"COPFCU has always been wonderful. That’s why I’ve been banking there for 25 years. I try to move everything there when possible. Great Experience!!!!"

ROB M.

"COPFCU personnel are knowledgeable, efficient, accommodating - they’re the good folks in a good company that people miss in today’s world."

JEFF B.

"I visit the COPFCU in Blue Ash 3 times a week, for personal and business accounts. The knowledge and the willingness to help me with my business and explaining options for other accounts is awesome. Very friendly staff that makes you feel welcome."

RICH W.

"I’ve been with COPFCU for 17 years. The best bank I’ve ever done business with. Recently did an auto and home with Diane, she made the process smooth and stress free. She was easy to communicate with and I always got a prompt response. I will always bank here!"

WILLIAM H.

"My auto loan application process through the COPFCU was quick and easy. Trina was very professional, easy to work with and responded promptly to any questions that I had. All paperwork was able to be completed conveniently electronically. I would highly recommend! Thank you for a great experience!"

JULIE P.

Banking That Changes Lives.

Since 1935, our mission has remained the same:
To provide great financial products and services for a friendly price for all of our members and our community.

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We Are Committed To Our Communities.

COPFCU strives to live up to our industry motto of “people helping people.” We seek to engage in events and service opportunities that enrich the lives of those in the areas we live and work.

Community Commitment