Digital Investing Made Simple

Coming August 24

Digital investing is almost here! Beginning August 24, eligible COPFCU members will be able to access
stocks, ETFs, and cryptocurrency from within COPFCU Online Banking and the Mobile App.

Stocks. ETFs. Cryptocurrency. All within COPFCU Digital Banking.

COPFCU has partnered with InvestiFi® to provide eligible members with access to digital investing from within COPFCU Online Banking and the Mobile App.

Whether you’re interested in building a portfolio with stocks and ETFs or exploring cryptocurrency, you can access more ways to invest from the digital banking experience you already know.

Cryptocurrency

Explore Cryptocurrency

Buy and sell supported cryptocurrencies from within your digital banking experience and fund purchases from your COPFCU checking account. View available cryptocurrencies, transaction fees, and other important information before getting started.

Explore Cryptocurrency →

Securities & ETFs

Build Your Portfolio with Stocks & ETFs

Buy, sell, and manage stocks and Exchange-Traded Funds (ETFs) from within your digital banking experience. Choose self-directed investing to make your own investment decisions or explore guided investing for an automated approach based on your goals, timeline, and risk preferences.

Explore Securities & ETFs →

FAQs:

What is digital investing?

Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user-friendly tools for trading the coins or securities of your choice are waiting for you.

How do I access my investing account?

You will access the investing portal inside COPFCU digital banking (online banking or mobile app). Simply login to digital banking to access the investing portal, view balances, trade securities or crypto, and track your investments.

Can anyone invest?

No. Only account holders over the age of 18 and in good standing with COPFCU can buy, sell, or hold assets. Commercial accounts and trust accounts are not supported. Account holders residing in TX, ID, or NY are unable to trade.

Who is InvestiFi?

InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi’s investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker-dealer.

What is the relationship between COPFCU and InvestiFi?

COPFCU has partnered with InvestiFi to integrate its digital investing platform into digital banking (online banking and mobile apps). This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third-party app.

What level of security does InvestiFi have?

InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise-grade best practices standard for protecting customers’ data.

Measures taken to achieve this designation include:

Network and application layer penetration tests performed by industry leading security firms
Continuous security control monitoring using the highest possible standards
Data encryption for in-transit–using TLS–and at rest
Secure software development through a variety of manual and automatic data security and vulnerability
Employee training for all staff on employing best practices when handling customer data

Important Legal Disclaimer

Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA’s BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.

Digital assets (cryptocurrencies) are made available and held in a digital asset wallet operated by BitGo Bank & Trust, National Association (N.A.) (“BitGo”), not Cincinnati Ohio Police Federal Credit Union (COPFCU), InvestiFi, or its affiliates. BitGo is a separate entity from, and not an affiliate of, COPFCU or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of COPFCU or BitGo; (3) not guaranteed by COPFCU or BitGo; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow member recourse; and (7) by a third party. COPFCU may receive compensation from your purchase of digital assets. Digital assets (i.e., cryptocurrencies) held in your digital asset wallet operated by BitGo (i.e. Crypto ) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you, given your financial situation. Digital assets are not obligations of COPFCU or BitGo and are not guaranteed by COPFCU or BitGo.