Debit Cards Made for Everyday Life

Enjoy more financial flexibility with your new debit card.

Use your COPFCU Debit Card anywhere Mastercard® is accepted, with convenient access to your checking account plus built-in security and card controls.

Debit card benefits:

60,000+ surcharge-free ATMs
Mobile wallet compatible
Instant transaction alerts
Lock/unlock your card anytime
Multiple card designs to choose from

Order a Debit Card Now

Get a Debit Card Instantly at a Branch

Need a new debit card? Visit any COPFCU branch and walk out with your new contactless card the same day.

Want to keep your existing card number? Order your replacement online and it will arrive within 10–14 calendar days.

Instant Issue is available for new card numbers only and is not available for HSA Debit Cards.

COPFCU Debit Card Designs

Choose from five unique debit card designs to match your style.

Roebling Bridge

Law Enforcement

Education

Firefighter

Sheriff

School Credit Union Designs

Special debit card designs for our school credit union programs.

Cardinals Credit Union

Knights Credit Union

Prefer to order your card online? Click here to submit a request, and your card will arrive within 10–14 calendar days.

Manage Your Card Anytime

Use the COPFCU Mobile App and Online Banking to stay in control of your debit card.

Transaction Alerts
Get notified when purchases are made with your card.

Card Lock
Temporarily lock your card if it’s lost, stolen or misplaced.

Traveling?
Submit a travel notice before your trip to help avoid interrupted transactions.

Download the mobile app today to enjoy added security for your debit and credit cards.

Save While You Spend

With Debit Card Round-Up, your purchases are rounded up to the nearest dollar and the difference is automatically transferred to savings.

Learn About Round-Up

Lost or Stolen Card?

Lock your card immediately in the COPFCU Mobile App or Online Banking, then call to permanently deactivate your card.

Lost/Stolen: 1-844-675-1274
Fraud/Disputes 1-844-675-1314

FAQs

Who can get a COPFCU Debit Card?

You must have a COPFCU Checking Account to receive a debit card. Open a Checking Account.

What are the daily transaction limits?

Yes, COPFCU debit cards feature the following transaction limits.

ATM Withdrawals & PIN Purchases – $2,000 total daily limit
Signature / Credit Purchases – $2,000 total daily limit

What ATM networks can I use for free?

COPFCU members can access ATMs through PNC Bank, Co-op Shared Branching, and the Alliance One ATM network.

Co-op Shared Branching and Alliance One ATMs are always surcharge-free. The number of free transactions at PNC Bank will vary based on your Reward s Plus status:

- Basic – 6 Free transactions per month
- Silver – 8 Free transactions per month
- Gold – 10 Free per month
- Platinum – 15 Free per month

Important:

Check deposits are no longer available at PNC ATMs
ATMs located in UDF stores are no longer surcharge-free

Where can I make ATM Deposits?

At this time, check deposits are no longer available at PNC ATMs for COPFCU members. Cash deposits can still be made at ATMs that accept deposits.

For check deposits, members can use the following options:

- Mobile Check Deposit within our Mobile Banking App
- Visit a COPFCU branch
- Visit a shared branch location

Please note that deposits made through any of these methods may be subject to holds.

Find a shared branch location.

If I lock my card, can I unlock it at any time?

Yes, you can unlock your card(s) at any time as long as the card hasn’t been permanently deactivated by our team.

If I lock my card because it’s lost or stolen, do I still need to call the lost/stolen line?

Yes. Locking prevents transactions temporarily, but you’ll still need to call to permanently close the card.

Are card controls and card transaction alerts only available in the mobile app?

Card controls is available in the mobile app and online banking. Transaction alerts are only available in the mobile app. The mobile app is designed to work with your smartphone so that you have access to your accounts whenever you need from wherever you are – inside the US or traveling internationally.