Traveling? Moving? Paying for a wedding? There are many reasons why you may need a higher credit card limit on your Visa credit card. Requesting a credit card line increase is fast and easy. Plus, it may help to improve your credit score over the long term.
Increasing your credit card limit is also helpful when you need to transfer balances from a higher-rate loan or credit card.
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Requests for credit card line increases can take just one business day to process, as long as all requested information has been received.
A request to increase your credit card line will result in a very small decrease to your credit score of just 3-5 points in the short term. This is because a credit report will be pulled to process your request. Over time, having a higher credit limit will usually increase your credit score as long as you continue to make on-time monthly payments whenever you have a balance.
Speak with a loan officer for full details on your Visa Credit Card and requesting a credit line increase.