ATM Access Update: What You Need to Know

Last update: 3/30/2026

We want to keep you informed of recent changes that may impact how you access and deposit funds.

What’s changed?

PNC ATM Deposits
PNC has updated its ATM policies to allow check deposits for PNC customers only. As a result, COPFCU members are no longer able to deposit checks at PNC ATMs. Cash deposits may still be made at PNC ATMs that accept deposits.

UDF ATM Access
United Dairy Farmers (UDF) locations have ended their relationship with PNC. The ATMs previously located inside UDF stores are being replaced with machines operated by a different provider.

Because of this change:

• UDF ATMs are no longer surcharge-free
• Fees may apply when using these machines, depending on the ATM operator

What does this mean for you?

• Check deposits are no longer available at PNC ATMs (cash deposits are still permitted)
• Cash withdrawals at PNC-branded ATMs are still available based on your account benefits
• Some ATMs, including those at UDF locations, may now charge a fee

How can I deposit money?

COPFCU continues to offer several convenient options:

Mobile Check Deposit
Deposit checks anytime using our mobile app. This is the fastest and most convenient option.

• Download on the App Store
• Download on Google Play

COPFCU Branch Locations
Visit any of our branches for in-person assistance.

Shared Branching Locations
You can deposit checks at participating credit union shared branches nationwide. A valid ID and your account number are required.

🔗Find a Shared Branch Near You
🔗Find a COPFCU Branch

Questions? We’re here to help.

We understand that changes like this can be inconvenient. Please know that we are actively evaluating additional ATM network options to expand free access and improve convenience for our members.

If you have any questions or need help finding a nearby ATM or branch, please contact us or stop by a branch. We’re happy to assist.