Fall for a better rate.
Earn 4.04% APY with our limited-time 11-month certificate special.
Put your savings to work with a fixed rate for 11 months. Open with as little as $1,000 using funds already on deposit with COPFCU or new funds.
Available through October 31, 2026.
Prefer the mobile app?
iPhone App | Android App
Why Choose a COPFCU Certificate?
Lock In Your Rate
Secure a fixed rate for the full 11-month term.
Start with $1,000
Open your certificate with a $1,000 minimum deposit.
Existing or New Funds
Use funds already at COPFCU or newly deposited funds.
Limited-Time Offer
Take advantage of this special rate through October 31.
Earn Even More
Eligible Rewards Plus members can earn an additional deposit rate bonus on certificate rates.¹
Learn More About Rewards Plus →Ready to Start Earning?
Opening your certificate is easy through Online Banking or the COPFCU Mobile App.
Online Banking
Sign in to Online Banking to open your certificate.
COPFCU Mobile App
Choose your device to get started.
*Annual Percentage Yield (APY). $1,000 minimum deposit to open. Early withdrawal penalties apply. Certificate will not automatically renew at maturity; funds will be transferred to the member’s share account. Rates and terms are subject to change without notice. Offer ends 10/31/26.
¹Rewards Plus eligibility requirements apply. Deposit rate bonus amount is based on Rewards Plus tier and is subject to change. Visit copfcu.com/rewardsplus for complete program details.