We Can Help Grow Your Business With Savings & Checking.

Business Accounts To Make Doing Business Easier.

Manage and grow your small business with a COPFCU Business Savings and Checking Account. The Business Savings Account establishes your company’s membership with COPFCU. Two checking options are available for you to choose from — Elite Business Interest Checking and Simple & Free Business Checking.

Open at a Branch

Business Account Rates

Elite Business Checking

Business Savings

Balance	APY*	Rate
$0 - $4,999.99	0.05%	0.05%
$5,000.00 +	0.15%	0.15%

Balance	APY*	Rate
$50.00 +	0.05%	0.05%

Effective Date: 08/01/2023

*Annual Percentage Yield

Business Savings

A Business Savings Account establishes your company’s membership with COPFCU. It’s the first step to enjoying all the benefits of credit union membership for your business.

Just $5 is needed to open a Business Savings
Earn competitive dividends on balances of $50 or more
No monthly service fee
Fee Online Banking & Mobile Banking
Free eStatements & eTax forms

Open at a Branch

Small Business Owner Opening Up Her Shop

Elite Business Interest Checking

An account for those seeking higher interest on Checking

1,000 FREE monthly transaction items
Tiered dividends based on balance
Only $5,000 minimum balance to avoid a low monthly fee of $10
Free mobile & online banking
Free bill pay

Open at a Branch

Simple & Free Business Checking

A perfect account for most businesses

1,000 FREE monthly transaction items
No minimum balance
No monthly service fee
Free mobile & online banking
Free bill pay

Open at a Branch

COPFCU Mobile App

The COPFCU Mobile App gives you fast, easy and secure access to your business accounts.

Mobile bill pay
Mobile check deposit
Receive instant transaction alerts for your debit/credit card
Lock/unlock your cards for added security
and more!

Learn More

Checking Account Security with Mobile Banking

FAQs

What do I need to open a Business Savings and Checking?

Before visiting the credit union to open your account(s), we recommend reviewing the following documents and gathering all requested items noted.

Please contact us at 513-381-2677 or 1-800-810-0221 if you have any questions about opening a Business Savings or Checking Account.

How quickly can I receive a Debit Card for my Business Checking Account?

You can receive a Debit Card instantly at the time you open the account or have a new card mailed to you. Mailed cards typically take 10 business days to receive.

Important Legal Disclaimer

*We ask for a $25 deposit at account opening. Contact us for details. Credit Union rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Buyback of Debit Cards and Unused Checks: up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.