Find The Checking Account That’s Right For You.

	Secure Checking	Elite Interest Checking	50+ Interest Checking	Simple & Free Checking
Recommended for	Members needing identity & credit monitoring and resolution services	Members holding higher checking balances	Members age 50 or better seeking a dividend earning account	Members wanting a Free Checking
Special Features & Benefits	Identity & credit monitoring for all eligible household members Fully managed resolution services for all eligible household members Up to $10,000 identity fraud expense reimbursement Mobile phone protection for first 3 lines of coverage if bill paid from Secure Checking	Pays the highest interest rate of any COPFCU checking when the daily balance of $1,500 is maintained FREE personalized box of checks (1 box per year)	Pays competitive interest with no minimum balance requirement At least one account owner must be age 50 or better
Earns Interest		✓	✓
Minimum to Open	We ask for a $25 deposit.* Ask for details.	We ask for a $25 deposit.* Ask for details.	We ask for a $25 deposit.* Ask for details.	We ask for a $25 deposit.* Ask for details.
Minimum Balance Requirement	$0	$1,500	$0	$0
Monthly Service Fee	$4.95 per month for household coverage	$10 if minimum balance falls below $1,500	$0	$0
Free Debit Card with available Round-Up Savings	✓	✓	✓	✓
Free Online Banking	✓	✓	✓	✓
Free Mobile App with Mobile Check Deposit, Instant Card Transaction Alerts & Card Lock	✓	✓	✓	✓
Free Early Pay Service -- Post your Direct Deposit up to 2 days early	✓	✓	✓	✓
Free Bill Pay	✓	✓	✓	✓
Free eStatements & eTax forms	✓	✓	✓	✓
Buy-back of your debit cards and unused checks from another CU or bank	✓	✓	✓	✓
Chance to win a Prize	✓	✓	✓	✓
Free Nationwide ATMs	✓	✓	✓	✓
	Open Now	Open Now	Open Now	Open Now
	Review Overdraft Protection	Review Overdraft Protection	Review Overdraft Protection	Review Overdraft Protection

Important Legal Disclaimer

*We ask for a $25 deposit at account opening. Contact us for details. Credit Union rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only. No purchase necessary to win prize and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. COPFCU employees and their immediate families are not eligible to win. No cash equivalent, substitution, or transfer of prize is permitted. Winner of the prize will be issued a 1099-INT and 1099-MISC. Buyback of Debit Cards and Unused Checks – Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

**Eligible household members include spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.