How to Secure Last-Minute College Funding

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How to Secure Last-Minute College Funding

This year’s FAFSA and financial aid delays have left many families searching for last-minute funding solutions after receiving their financial aid award letters. With tuition bills coming due, even after accounting for scholarships, grants, and federal aid, there might still be a remaining balance. Here are some suggestions for covering that gap:

Trim Unnecessary Expenses

Identify and cut any optional expenses. While tuition is non-negotiable, other costs can be adjusted to save money. Here are some ways you can save:

  • Meal Plans. Evaluate your meal plan options. If you don’t need a full breakfast or plan to go home on weekends, choose a plan that matches your actual needs.
  • Transportation. Consider whether you can do without a car. Many college campuses are walkable, and biking or using public transportation with student discounts can save a lot.
  • Housing. Sharing a room or an off-campus apartment can be cheaper than having a single room. Splitting rent and utilities with roommates can significantly reduce costs.
  • Book and Supplies. Look for used textbooks online or in bookstores. Compare prices to get the best deals.

By making these small adjustments, you could potentially save thousands of dollars annually.

Explore Payment Plans

Contact your school’s financial aid office to inquire about payment plans. Many institutions offer options to spread tuition payments over the semester or year. While there may be a fee for this service, it could be worth it for the additional time to gather funds.

Get a Part-Time Job

Consider taking on a part-time job. Many colleges offer on-campus employment opportunities, and local businesses often hire students and accommodate their class schedules. Earnings from a part-time job can help cover books, housing, or payment plan installments.

Search for Late-Deadline Scholarships

Consider taking on a part-time job. Many colleges offer on-campus employment opportunities, and local businesses often hire students and accommodate their class schedules. Earnings from a part-time job can help cover books, housing, or payment plan installments.

Consider Private Student Loans

If you’ve exhausted all other funding options, private student loans can help bridge the gap. Credit unions and other financial institutions offer loans specifically designed for students. When comparing loans, consider interest rates, repayment terms, and any fees. For personalized advice, consult with financial aid experts who can help you understand your options.

By exploring these avenues, you can find the necessary funds to cover your college expenses even with the current financial aid delays.

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Better Alternatives to Payday Loans

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Better Alternatives to Payday Loans

Why You Should Avoid Payday Loans and Consider Better Alternatives

When you’re in a financial bind, it can be tempting to turn to payday loans for quick cash. However, while these loans promise immediate relief, they often lead to a cycle of debt that is difficult to escape. Understanding the pitfalls of payday loans and exploring better alternatives can save you from financial distress.

What Are Payday Loans?

Payday loans are short-term, high-interest loans typically due on your next payday. They are designed to provide quick cash to borrowers facing emergency expenses or cash flow problems. The process usually involves minimal credit checks, making them accessible to those with poor credit histories. However, the ease and speed of obtaining a payday loan come at a significant cost.

Why You Should Avoid Payday Loans

Payday loans might seem like an easy solution for immediate financial needs, but they come with a host of serious drawbacks that can exacerbate your financial problems.

1. High Interest Rates and Fees

Flights are often one of the most significant expenses of a vacation. To get the best deals, book your tickets several months in advance. Use flight comparison websites and set up alerts for price drops. Traveling mid-week or during off-peak seasons can also save you a considerable amount.

2. Debt Cycle

Due to the high costs, many borrowers are unable to repay their payday loans on time. This often leads to borrowing more money to cover the initial loan, creating a vicious cycle of debt that is hard to break.

3. Negative Impact on Credit Score

While payday lenders may not perform a thorough credit check, failing to repay the loan can still harm your credit score. Defaulting on a payday loan can lead to collections and legal actions, further damaging your financial health.

5. Lack of Regulation

Payday lending practices are often poorly regulated, leading to predatory lending practices that exploit vulnerable borrowers.

Better Alternatives to Payday Loans

  • No-Credit Check Quick Loan. A COPFCU Quick Loan is designed to help members cover emergency and other unexpected expenses without having to pay the excessive rates and fees associated with alternative solutions. 
  • Personal Loans. Personal loans from banks or credit unions typically offer lower interest rates and more manageable repayment terms compared to payday loans. These loans are generally available to borrowers with fair to good credit and can be used for various purposes, including emergency expenses.
  • Credit Card Cash Advances. If you have a credit card, a cash advance can be a more affordable option than a payday loan. While interest rates on cash advances are higher than regular purchases, they are still significantly lower than payday loan rates. Just be sure to pay off the advance as quickly as possible to minimize interest charges.
  • Borrow from Family or Friends. While it may be uncomfortable to ask, borrowing from family or friends can be a cost-effective alternative. Be sure to agree on repayment terms to avoid any misunderstandings or strained relationships.
  • Employer Payday Advance Programs. Some employers offer payday advance programs that allow you to access a portion of your earned wages before your payday. These programs often come with little to no fees and can be a lifesaver in times of financial need.
  • Local Assistance Programs and Charities. Many communities have local assistance programs and charities that offer financial help for those in need. These programs can provide emergency funds, food, and other resources to help you get through tough times without resorting to payday loans.

Conclusion

While payday loans might seem like a quick fix for financial emergencies, they often lead to more problems than they solve. By choosing alternative options like a personal loan, credit card cash advances, and other options, you can get the financial assistance you need without falling into a cycle of debt. Take control of your financial future with safer, more sustainable borrowing options.

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Cincinnati Battle of the Badges Charity Softball Game

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Cincinnati Battle of the Badges Charity Softball Game

Save the Date: 3rd Annual Battle of the Badges Charity Softball Game

Join us on Friday, September 13th, at 5:30 PM at Chris Nelms All-Star Field, 707 W. Court Street, for the exciting 3rd annual Battle of the Badges charity softball game! Watch as the Cincinnati Police and Cincinnati Firefighters go head-to-head in a thrilling match.

Event Details

Date: Friday, September 13th
Time: 5:30 PM
Location: Chris Nelms All-Star Field, 707 W. Court Street

What to Expect:

Cheer on your favorite team as our local heroes compete in a spirited softball game.

  • Free Food: Enjoy complimentary refreshments and snacks while you watch the game.
  • Family Fun: Activities and entertainment for all ages, making it a perfect evening out for families.

Support Local Charities

Proceeds from the event will benefit two local charities, making a positive impact on our community. Your attendance and support will help these organizations continue their vital work.

For more information, contact Ron Gore. We look forward to seeing you there!

Back-to-School Financial Checklist for College Students

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Back-to-School Financial Checklist for College Students

As you gear up for the new academic year, managing your finances effectively is key to a successful college experience. With some thoughtful planning and organization, you can set yourself up for financial success right from the start. Use this back-to-school financial checklist to help you navigate both academic and financial challenges with ease.

Back-to-School Financial Checklist

1. Set a Budget

Creating and adhering to a budget is crucial for effective financial management throughout the school year. Here’s how to set up a budget that works for you:

  • Assess Your Income: Start by calculating your total monthly income, including part-time job earnings, financial aid, scholarships, and any allowances from family.
  • Estimate Your Expenses: List all expected monthly expenses such as rent, utilities, groceries, transportation, and entertainment. Be sure to include occasional costs like medical expenses or emergencies.
  • Track Your Spending: Utilize budgeting tools or apps to monitor your spending and ensure you stay within your budget. Regularly review and adjust your budget to reflect any changes in income or expenses.

Tips:

  • Allocate funds for savings and unexpected expenses.
  • Review and adjust your budget regularly to stay on track.

2. Open a Student Bank Account

A dedicated student bank account is a practical tool for managing your finances efficiently. Here’s how to make the most of your student account:

  • Utilize Mobile Banking: Take full advantage of mobile banking apps to access account balances, view transaction history, and use budgeting tools. Regularly check your app to manage your finances on the go.
  • Automate Savings: Set up automatic transfers to a savings account to build your emergency fund or save for specific goals. Automation helps you consistently save without extra effort.
  • Monitor Fees: Keep an eye on any fees associated with your account, such as overdraft fees or ATM withdrawal charges. Regular account reviews help you avoid unnecessary fees.
  • Set Up Direct Deposit. Streamline access to your funds by setting up direct deposit for any income or financial aid.

A COPFCU Simple & Free Checking account is a great option for college students, offering:

  • No minimum balance requirement
  • No monthly service fees
  • Free debit card and ATM transactions
  • Free online and mobile banking

3. Plan for Tuition and Fees

Managing tuition and fees effectively can help alleviate financial stress. Here’s how to stay on top of these significant expenses:

  • Review Your Financial Aid Package: Understand your financial aid details, including grants, scholarships, and loans. Note disbursement dates and amounts to plan accordingly.
  • Set Up Payment Plans: If you have remaining tuition balances, check if your school offers payment plans that allow you to spread payments over the semester or year.
  • Monitor Deadlines: Keep track of payment deadlines to avoid late fees or holds on your account.

Tips:

  • Contact your school’s financial aid office with any questions about tuition payments.
  • Explore options for additional financial aid if needed, such as emergency grants or short-term loans.

4. Save for Books and Supplies

Books and supplies can add up quickly, so budgeting for these costs is essential:

  • Estimate Costs: Research the cost of textbooks and supplies for your courses. Many schools provide a list of required materials on their websites.
  • Buy or Rent Used Textbooks: Consider purchasing used textbooks or renting them to save money. Digital versions can also be a cost-effective option.
  • Look for Discounts: Take advantage of student discounts, bookstore promotions, or online deals to find better prices on supplies.

Tips:

  • Check if your library or course reserves offer free access to required textbooks.
  • Keep track of your expenses and adjust your budget as needed.

5. Financial Aid and Scholarships

Keeping up with financial aid and scholarship opportunities can significantly reduce your college expenses:

  • Apply for Scholarships: Continuously search for and apply for scholarships throughout the year. Many organizations offer awards based on various criteria, including academic achievements and personal background.
  • Maintain Eligibility: Ensure you meet the requirements for maintaining your financial aid, such as GPA and credit-hour minimums.
  • Monitor Aid Status: Regularly check the status of your financial aid and scholarship applications to ensure all documents are submitted and processed.

Tips:

  • Set reminders for scholarship deadlines and required documentation.
  • Keep copies of all scholarship and financial aid correspondence for your records.

Conclusion

Successfully preparing for the new school year involves more than just academic planning. Effective financial management is crucial for a smooth college experience. By setting up a budget, opening a student bank account, planning for tuition and fees, saving for books and supplies, and staying on top of financial aid and scholarship opportunities, you can start the year with confidence. With careful financial planning, you’ll be well-equipped to focus on your studies and make the most of your college journey.

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2024 School Supply Drive

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2024 School Supply Drive: Help Local Students Succeed

Every student deserves the tools they need to succeed in their education, regardless of their financial circumstances. Now through August 16th, please consider donating to our 2024 School Supply Drive to help support our local children in need.

How You Can Help

  • Donate Supplies. School supplies can be dropped off at any of our branch locations.
  • Monetary Donations. Cash donations can be made through COPFCU Online or Mobile Banking, by calling to transfer funds from your account, or by visiting a COPFCU branch.

To donate funds using COPFCU Online or Mobile Banking:

  • If using Online Banking: Log in and select Quick Transfer from the menu options.
  • If using Mobile Banking: Select Move Money from the bottom of your screen. Then select Quick Transfer.
  • Choose which account you want to transfer the donation from.
  • Click the drop down option for “Transfer To” and select Another Member.
  • Enter Recipient Account Number: 420864 (COPFCU School Supplies Drive). Recipient Account Suffix: 000, First 3 letters: COP

Take Advantage of Ohio’s Tax-Free Holiday Weekend, July 30th-August 8th, 2024

Ohio’s Tax-Free Holiday weekend is the perfect time to purchase school supplies and donate to our School Supply Drive. This year’s tax-free holiday runs July 30th through August 8th, allowing Ohio shoppers to purchase school supplies and other tangible items without sales or use tax. Visit the Ohio Department of Taxation website to learn more.

List of Needed School Supplies:

  • Colored pencils
  • Crayons
  • Dry erase markers
  • Highlighters
  • Folders
  • Notebooks
  • Pens
  • Pencils
  • Reusable water bottles
  • Scissors
  • Sticky notes
  • USB drives
  • Wired headphones

Thank you for helping us support our local children in need.

The Financial Benefits of Home Ownership: Building Wealth Over Time

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The Financial Benefits of Home Ownership: Building Wealth Over Time

Owning a home is more than just having a place to call your own; it’s a pathway to long-term financial stability and wealth building. At COPFCU, we believe in empowering our members with the knowledge to make informed financial decisions. Let’s explore how home ownership can be a cornerstone of your financial future.

1. Equity Accumulation

When you buy a home, each mortgage payment you make builds equity—the difference between your home’s market value and the remaining mortgage balance. Over time, this equity can become a significant portion of your net worth. Unlike renting, where monthly payments only benefit the landlord, each payment towards your mortgage helps you accumulate wealth.

2. Appreciation of Property Value

Historically, real estate has proven to appreciate in value over time. While the market can fluctuate, owning a home in a stable or growing market can lead to substantial gains. As property values increase, so does your home equity, further boosting your financial standing. Check out the latest home appreciation trends from the National Association of Realtors.

3. Tax Benefits

Homeowners often enjoy various tax advantages. Mortgage interest and property taxes can be deductible, reducing your taxable income. These benefits can make owning a home more affordable compared to renting, especially during the initial years when mortgage interest is high. For more details, visit the IRS guide on homeownership tax benefits.

4. Fixed Housing Costs

Unlike rent, which can increase yearly, a fixed-rate mortgage provides predictable monthly payments. This stability can be a crucial advantage in financial planning, protecting you from inflation and rising living costs. Knowing your housing costs will remain steady helps in budgeting and saving for the future.

5. Leveraging Home Equity

Your home equity can be a valuable resource in times of need. Through home equity loans or lines of credit, you can access funds for significant expenses such as home improvements, education, or emergencies. This access to low-interest borrowing can be a smart financial tool.

6. Legacy and Security

Owning a home offers a sense of security and a legacy for future generations. It’s a tangible asset that can be passed down, providing financial stability and opportunities for your loved ones. This legacy can ensure that your family benefits from the investment you’ve made.

Conclusion

Home ownership is not just about having a place to live; it’s a long-term investment that can provide significant financial benefits. By building equity, benefiting from property appreciation, and enjoying tax advantages, homeowners can create a solid foundation for wealth accumulation. At COPFCU, we’re here to help you navigate the journey to home ownership, offering the guidance and support you need to achieve your financial goals.

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DIY Home Projects for Summer That Can Add Value to Your Home

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DIY Home Projects for Summer That Can Add Value to Your Home

Summer is the perfect time to tackle those DIY projects that can not only enhance the beauty of your home but also add significant value. Whether you’re looking to sell soon or just want to make your space more enjoyable, here are some exciting and rewarding projects to consider.

8 DIY Summer Home Projects to Add Value to Your Home

1. Refresh Your Exterior with a New Paint Job

Why It Adds Value:

A new paint job can significantly boost your home’s curb appeal, making it more attractive to potential buyers and increasing its market value. According to Zillow, homes with fresh exterior paint can sell for more than similar homes with outdated or weathered paint.

How to Do it:

  • Choose the Right Color: Opt for neutral tones like beige, gray, and white, which are universally appealing and can make your home look fresh and inviting.
  • Prepare the Surface: Ensure the exterior is clean and smooth. Remove any dirt, old paint, or debris using a pressure washer and sandpaper.
  • Use Quality Paint: Invest in high-quality paint that can withstand various weather conditions and last longer, providing better protection for your home.

Tools Needed:

  • Paint sprayer or brushes
  • Drop cloths
  • Sandpaper

2. Upgrade Your Landscaping

Why It Adds Value:

A well-maintained garden or yard can enhance your home’s curb appeal, making it look more inviting and cared for. Good landscaping can increase your home’s value by up to 15%, according to Better Homes & Gardens.

How to Do it:

  • Plant Perennials: These low-maintenance plants bloom year after year, providing lasting beauty and reducing the need for frequent replacements.
  • Add Mulch: Mulch helps retain moisture in the soil, suppresses weeds, and gives your garden a polished look.
  • Install a Garden Path: Use stones, pavers, or gravel to create an inviting walkway that guides guests through your garden, adding charm and functionality.

Tools Needed:

  • Shovel
  • Wheelbarrow
  • Garden Gloves

3. Install a Patio or Deck

Why It Adds Value:

Adding an outdoor living space like a patio or deck can expand your usable living area, making your home more appealing to buyers. Patios and decks can offer a return on investment (ROI) of up to 80%, according to Remodeling Magazine.

How to Do it:

  • Choose Your Material: Decide between wood, composite, or stone based on your budget and desired aesthetics.
  • Plan the Layout: Design a layout that complements your home’s architecture and maximizes your outdoor space.
  • Follow Local Building Codes: Check local regulations and obtain any necessary permits before starting your project.

Tools Needed:

  • Saw
  • Hammer
  • Level

4. Update Your Kitchen Backsplash

Why It Adds Value:

A modern and stylish backsplash can make your kitchen stand out, giving it a fresh and updated look. Kitchen remodels often provide a high ROI, and a new backsplash is a simple yet effective upgrade.

How to Do it:

  • Pick a Trendy Tile: Consider popular options like subway tiles, mosaics, or glass tiles to give your kitchen a contemporary feel.
  • Prepare the Wall: Clean and smooth the surface to ensure proper adhesion of the tiles.
  • Use Tile Spacers: These ensure even spacing between tiles, helping you achieve a professional finish.

Tools Needed:

  • Tile cutter
  • Trowel
  • Grout float

5. Install Energy-Efficient Windows

Why It Adds Value:

Energy-efficient windows can significantly reduce your heating and cooling costs, making your home more attractive to eco-conscious buyers. According to the U.S. Department of Energy, replacing old windows with energy-efficient ones can save homeowners up to $465 annually in energy costs.

How to Do it:

  • Measure Accurately: Ensure precise measurements for a perfect fit to avoid air leaks and drafts
  • Seal Properly: Use high-quality caulk and weather-stripping to create a tight seal.
  • Consider Professional Help: If you’re not confident in your skills, hiring a professional can ensure the windows are installed correctly and perform efficiently.

Tools Needed:

  • Measuring tape
  • Caulk gun
  • Pry bar

6. Create an Outdoor Kitchen

Why It Adds Value:

An outdoor kitchen is a unique feature that can make your home more desirable by providing a functional space for entertaining and cooking outdoors. Homes with outdoor kitchens can see a return of up to 100% on their investment, according to HomeLight.

How to Do it:

  • Plan the Layout: Include space for essential appliances like a grill, refrigerator, and counter space.
  • Choose Durable Materials: Opt for weather-resistant materials such as stainless steel and stone to ensure longevity.
  • Install Proper Lighting: Good lighting is crucial for both functionality and ambiance, making your outdoor kitchen usable day or night.

Tools Needed:

  • Power drill
  • Screwdriver set
  • Masonry tools

7. Add a Fire Pit or Fireplace

Why It Adds Value:

An outdoor fire pit or fireplace extends your living space and creates a cozy, inviting atmosphere. According to HGTV, homes with fire features are increasingly popular and can add significant value to your property.

How to Do it:

  • Choose a Location: Select a safe spot away from any structures or flammable materials.
  • Select Your Material: Consider durable materials like stone or brick that can withstand high temperatures and weather conditions.
  • Ensure Safety: Follow all local regulations and safety guidelines to prevent accidents.

Tools Needed:

  • Shovel
  • Trowel
  • Level

8. Upgrade Your Bathroom

Why It Adds Value:

Modernizing your bathroom can significantly increase your home’s value, as buyers often prioritize updated and stylish bathrooms. Simple upgrades can yield a return of up to 70%, according to Remodeling Magazine.

How to Do it:

  • Install New Fixtures: Replace outdated faucets, showerheads, and lighting with modern, efficient ones.
  • Add a Fresh Coat of Paint: Choose light, neutral colors to make the space feel larger and more inviting.
  • Update Tiles: Retiling the shower or floor can give your bathroom a fresh, clean look.

Tools Needed:

  • Wrench set
  • Paint roller
  • Tile cutter

Conclusion

Embarking on these DIY home projects not only enhances your living space but also adds significant value to your property. Whether you’re preparing to sell or simply want to enjoy a more beautiful and functional home, these summer projects are a wise investment.

A COPFCU Home Equity Line of Credit (HELOC) is a great, low-cost option for covering major purchases or much needed home improvements.

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Smart Ways to Save on Your Next Vacation

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Smart Ways to Save on Your Next Vacation

Planning a trip can be exhilarating, but the costs can add up quickly. However, with some savvy planning and a few smart tips, you can enjoy a memorable trip without breaking the bank. Here are some smart strategies to help you save on your next vacation.

1. Book Flights in Advance

Flights are often one of the most significant expenses of a vacation. To get the best deals, book your tickets several months in advance. Use flight comparison websites and set up alerts for price drops. Traveling mid-week or during off-peak seasons can also save you a considerable amount.

2. Consider Alternative Accommodations

Instead of booking a traditional hotel, explore alternatives such as vacation rentals, hostels, or home exchanges. Websites like Airbnb and VRBO offer unique and budget-friendly options. You might even find a cozy place with a kitchen, allowing you to save money by cooking some of your own meals.

3. Leverage Credit Card Rewards

If you have a travel rewards credit card, now is the time to use those points! Many cards offer points that can be redeemed for flights, accommodations, or even experiences. Check your card’s reward program to see how you can maximize your savings.

4. Travel Light

Avoid extra baggage fees by packing light. Stick to the essentials and try to fit everything into a carry-on. This not only saves money but also makes it easier to navigate airports and public transportation.

5. Take Advantage of Free Activities

Every destination has a host of free or low-cost activities. From museums with free admission days to beautiful parks and scenic walking tours, there’s always something to do that won’t cost you a dime. Research ahead of time to plan your itinerary around these budget-friendly options.

6. Eat Like a Local

Dining out can quickly drain your budget, especially in tourist-heavy areas. Look for local markets, food trucks, and street food for authentic and inexpensive meals. Not only will you save money, but you’ll also get a taste of the local culture.

7. Use Public Transportation

Instead of renting a car or relying on taxis, use public transportation. Many cities offer affordable transit passes that can be used for buses, trams, and subways. This is a great way to save money and see the city from a local’s perspective.

8. Travel with a Group

Group travel can significantly reduce costs. Many accommodations and tour operators offer discounts for groups. Sharing expenses for things like transportation and food can also lower the overall cost per person.

9. Stay Flexible with your Plans

Flexibility can lead to savings. Being open to changing your travel dates or destination can help you take advantage of last-minute deals and discounts. Websites like Travelzoo and Skyscanner often feature these kinds of offers.

10. Keep an Eye Out for Discounts

Always be on the lookout for discounts and coupons. Websites like Groupon and LivingSocial often have deals on local attractions and dining. Additionally, many tourist destinations offer discount passes that provide access to multiple attractions for a reduced price.

By following these smart tips, you can have an incredible vacation without overspending. Remember, the key to a budget-friendly trip is planning ahead, being flexible, and making the most of every opportunity to save.

Start putting money aside for your next vacation with a COPFCU Savings Account.

National Safety Month: Ensuring Your Financial Safety

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National Safety Month: Ensuring Your Financial Safety

June is National Safety Month, the perfect time to reflect on how we can keep not just our homes and workplaces safe but also our finances. At COPFCU, your financial well-being is our priority. Protecting your financial health is crucial for achieving long-term stability and peace of mind.

7 Tips to Safeguard Your Finances

In today’s digital age, protecting your financial well-being is crucial. Here are some essential tips to keep your finances secure:

1. Use Strong, Unique Passwords

One of the simplest yet most effective ways to protect your accounts is by using strong, unique passwords. Avoid using easily guessable information like birthdays or common words. Instead, opt for a mix of letters, numbers, and special characters. Consider using a password manager to keep track of your passwords securely.

2. Monitor Your Accounts Regularly

Keeping a close eye on your account activities is one of the best ways to detect and prevent fraudulent activities. Regularly check your balances and transactions through your online banking platform or mobile app. Report any suspicious or unauthorized activity immediately.

3. Enable Two-Factor Authorization

Enhance your account security by enabling two-factor authentication (2FA) wherever possible. This adds an extra layer of protection by requiring a second form of verification, such as a text message code or fingerprint scan, in addition to your password.

4. Be Wary of Phishing Scams

Phishing scams are attempts to steal your personal information by posing as a trustworthy entity. Be cautious of emails, texts, or calls that ask for your personal information or direct you to a website to enter your details. Always verify the source before clicking on any links or providing information.

5. Secure Your Devices

Ensure that your computers, smartphones, and tablets are protected with up-to-date security software. Use firewalls and enable automatic updates to protect against the latest threats. Additionally, avoid using public Wi-Fi for financial transactions as these networks can be less secure.

6. Safeguard Personal Information

Keep your personal information private and share it only when absolutely necessary. Shred documents that contain sensitive information before disposing of them. When online, be mindful of the information you share on social media and other platforms.

7. Educate Yourself

Stay informed about the latest security threats and how to protect yourself. Many credit unions and other financial institutions offer resources and workshops on financial security. Take advantage of these opportunities to educate yourself and stay ahead of potential risks.

By following these tips and staying vigilant, you can help ensure that your finances remain secure. For more information on how to protect your finances, visit our fraud resources page.

Inaugural Battle of the Badges Charity Softball Game

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Blue Ash Inaugural Battle of the Badges Charity Softball Game

Join Us for a Fun-Filled Evening of Friendly Competition!

We are excited to announce the Inaugural Battle of the Badges Charity Softball Game, where the Blue Ash Police Department will face off against the Blue Ash Fire Department. This exciting event is more than just a game—it’s an opportunity for our community to come together, have fun, and support two wonderful local charities.

Event Details

Date: Friday, August 30th
Time: 5:30 PM
Location: Crosley Field, Blue Ash Sports Center

What to Expect:

Cheer on your favorite team as our local heroes compete in a spirited softball game.

  • Free Food: Enjoy complimentary refreshments and snacks while you watch the game.
  • Family Fun: Activities and entertainment for all ages, making it a perfect evening out for families.

Support Local Charities

Proceeds from the event will benefit two local charities, making a positive impact on our community. Your attendance and support will help these organizations continue their important work.

For more information, contact Ron Gore. We look forward to seeing you there!