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Forms and Disclosures

Forms and Disclosures Member Disclosures Privacy Notice Children’s Online Privacy Protection Act (COPPA) Electronic Funds Transfers Agreement & Disclosure eStatement & eNotice Disclosure Funds Availability Policy Membership & Account Agreement Mobile…

Protect Yourself from Romance Scams This Valentine’s Day

…accelerate their efforts to declare love and commitment, taking advantage of heightened emotions during Valentine’s Day. 3. Bogus Gift Requests Scammers may request financial assistance for supposed Valentine’s Day surprises,…

Back-to-School Financial Checklist for College Students

…that works for you: Assess Your Income: Start by calculating your total monthly income, including part-time job earnings, financial aid, scholarships, and any allowances from family. Estimate Your Expenses: List…

Recreational Vehicle Insurance

…a dream come true, giving you new adventures and the freedom to travel and explore. But with freedom comes responsibility. Whether on the road, water or trail, recreational vehicles insurance…

Business Accounts

…Account. The Business Savings Account establishes your company’s membership with COPFCU. Two checking options are available for you to choose from — Elite Business Interest Checking and Simple & Free…

What Are Mortgage Points and How Do They Work?

…Let’s say you’re considering a $200,000 mortgage with a 30-year fixed interest rate of 6%. If you decide to buy one discount point for $2,000, your interest rate might drop…

Credit Disability Insurance

…Credit Disability Benefits: Coverage is available for vehicle, personal and home equity loans Low-cost of just $.83 per thousand if a single borrower owns the loan or $1.58 per thousand…