Boost Your Savings with a Holiday Side Gig

As the holidays approach, there’s no better time to bring in a little extra cash. A holiday side gig can be a great way to boost your savings while enjoying your downtime, especially for those who serve the community. Plus, there are many ways to get paid for things you’re already good at or enjoy doing. Here are some side gig ideas that fit perfectly, along with tips to get the most from your extra income.

1. Tutoring or Mentoring Students

If you have subject expertise or teaching skills, offering tutoring services can be a great side gig during the holiday season. Many parents look for extra support as students gear up for finals, and this can be done in-person or online.

How to Make the Most of It: Focus on subjects or skills you’re passionate about, like math, science, or test prep. Tutoring not only helps students but also lets you share knowledge that means a lot to you. Use community boards or online tutoring sites to connect with clients.

2. Teaching Safety Classes or Fitness Training

If you have a background in safety or fitness, consider offering classes in first aid, self-defense, or physical fitness. This could be as simple as weekly sessions in your community or online for added flexibility.

How to Make the Most of It: Offer these classes as one-time sessions or small packages. Whether it’s teaching CPR, self-defense, or fitness fundamentals, there’s a big demand for these skills. Use social media or local groups to spread the word.

3. Photography and Videography

Have a knack for capturing moments? Offering holiday photo sessions for families, events, or community gatherings can be a great way to spread holiday cheer and turn your hobby into extra income.

How to Make the Most of It: Use local events to build a small portfolio and share it with friends and family. Offer holiday-themed packages, and create a social media page or website to share your work. A simple setup can go a long way in building a client base.

4. Handmade Crafts or Holiday Treats.

Enjoy crafting or baking? A side gig selling handmade goods or festive treats can be both fun and profitable. Whether it’s candles, knitted items, or baked goods, people love supporting local creators, especially around the holidays.

How to Make the Most of It: Focus on a unique theme, like ornaments or special holiday cookies, and promote them to your community. This could also be a family affair, with kids or spouses helping out for added holiday fun.

5. Holiday Light Installation or Lawn Care

If you’re handy and enjoy working outdoors, consider offering holiday light installation or lawn care services. This can be a popular option in neighborhoods where people may need extra help with holiday decor or last-minute lawn prep for winter.

How to Make the Most of It: Use neighborhood apps or flyers to get the word out. Offer weekend-only services to keep it manageable. With a few customers, this can quickly add up.

6. Freelance Writing or Blogging

Many public service professionals have unique perspectives and stories to share. Freelance writing or starting a blog could be a great way to share your experiences while earning on the side. Topics could include safety tips, community insights, or educational advice.

How to Make the Most of It: Start small by offering pieces to local publications or websites. You could also write an e-book or create a blog to share your insights with a broader audience. Many freelance sites can help you get started and find clients.

Tips to Maximize Your Side Gig Earnings

1. Set a Clear Goal for Your Extra Income
   Think about what you want from your side hustle. Whether it’s covering holiday gifts, saving for a family vacation, or contributing to your emergency fund, having a goal can keep you focused.
2. Use Your Credit Union to Save Smart
   Consider setting up a dedicated savings account for your side gig income. That way, you can save automatically, build up extra funds, and see your progress. Your credit union also offers budgeting and financial planning tools that can help you stay on track.
3. Promote Your Skills Locally
   Leverage community boards, social media, and local events to let people know about your services. Public service employees are highly trusted in the community, so your network can be a valuable resource in building your side gig.
4. Keep Track of Expenses for Tax Time
   Don’t forget to track any expenses related to your side hustle. Supplies, fuel, or even a portion of your phone bill might be deductible. Be sure to consult with a tax advisor to get the most from your tax return.
5. Prioritize Your Well-Being
   It’s important not to overdo it. A holiday side gig should be enjoyable and add value to your life, not stress. Set limits, take breaks, and make sure it fits comfortably into your schedule.

Kickstart Your Holiday Earnings

A holiday side gig can be a meaningful way to share your talents, help your community, and make the season a little brighter for your family. And if you’re looking to make the most of your extra income, our credit union has you covered with low-rate personal loans, budgeting tools, and more to help you reach your financial goals this season.