Affordable Personal Loans That Fit Your Lifestyle.

Personal Loans for Life’s Different Needs

Whether you’re looking to consolidate debt, finance a home project, pay down student loans or finance your next vacation, a COPFCU personal loan can help. No matter what lies ahead, a personal loan can give you the affordable financing you need.

The Many Benefits of a Personal Loan:

  • Low fixed rates
  • Terms up to 60 months
  • Fast approval
  • Fixed, affordable payment each month
  • No collateral required to secure the loan

The Many Uses of a Personal Loan:

  • Home repair / remodeling
  • Wedding expenses
  • Debt consolidation
  • Medical bills
  • Cosmetic surgery
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Personal Loans

Rates

TermAPR* fromAPR* to
Up to 60 Months10.99%18.00%
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Effective Date: 02/01/2024

*Annual Percentage Rate.

Secure Credit Builder Loan

A Secure Credit Builder Loan may be a good fit if you have little or no credit or are trying to build your credit score. Contact us to see if a credit builder loan is the right option for you.

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Credit Life & Disability Insurance

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against the unexpected such as a disability or covered life event could help you protect more than your finances. Protect your family against the unexpected at an affordable low cost. Learn more about the different coverage options and get a free quote today.

Credit Life Insurance

Credit Disability Insurance

FAQs

What is a personal loan?

A personal loan is an unsecured installment loan given to the borrower as a lump-sum payment. Unsecured simply means the loan is not backed by collateral such as a home, boat or car. Unlike credit cards, which tend to have high interest rates, personal loans have a fixed repayment term, so they often come with lower interest rates, especially if you have a good credit score.

What is the maximum amount I can borrow on a personal loan?

The maximum personal loan amount is based on individual creditworthiness and ability to repay the loan. Speak with a loan officer to discuss your needs and determine the amount you are eligible to borrow.

What can a Personal Loan be used for?

A personal loan can be used for just about anything. Common uses of a personal loan include paying for vehicle repairs, medical expenses, home improvements, debt consolidation, or to finance other large purchases.

Important Legal Disclaimer

Loan approval and APR based on individual creditworthiness, loan term, amount borrowed, and ability to repay the loan.

Speak with a loan officer for full details.