Category: News

The End of the Penny: What It Means and Why It Matters

The U.S. Mint has officially stopped producing pennies, marking the end of an era for America’s smallest coin. Learn why the penny was retired, how it affects cash transactions, and what this change means for consumers moving forward.

9 Tips to Avoid Overspending During the Holidays

Holiday expenses can add up quickly. These nine practical tips will help you set a realistic budget, shop intentionally and avoid overspending so you can enjoy the season without financial stress.

5 Budget-Friendly Tips for a Memorable Thanksgiving

Thanksgiving doesn’t have to break the bank! These 5 simple tips will help you save on food, travel, and décor—so you can enjoy more of what truly matters: family, gratitude, and good memories.

International Credit Union Day 2025

International Credit Union Day

On October 16, 2025, we join more than 411 million members in 104 countries to celebrate International Credit Union Day®. This year’s theme, “Cooperation for a Prosperous World,” highlights how credit unions empower people and communities through inclusion, education, and the philosophy of People Helping People.

Save on Subscription Costs Before the Holidays

Subscriptions can quietly drain your budget — especially with holiday spending right around the corner. Learn how to spot hidden charges, review what you really use, and cut back on the extras so you have more money for what matters most this season.

Fraud Prevention Tips for Ohio, Kentucky & Indiana Members

Scams are on the rise across Greater Cincinnati, Northern Kentucky, and Southeast Indiana. In 2024, Americans lost over $12.5 billion to fraud. Learn the most common scams targeting our communities and discover practical tips from COPFCU to protect yourself and your loved ones.

Fantasy Football & Real-Life Financial Wins

Fantasy football is all about strategy, and your finances are no different. Learn how to build your financial “dream team,” adjust your game plan, and celebrate every win along the way.

How to Choose the Right Co-Borrower for Your Student Loan

Thinking about a private student loan? Learn how to choose the right co-borrower, what qualities to look for, and how to set your loan up for success. Read our full guide and explore COPFCU’s Student Choice Loan program.

5 Ways to Keep Your Home Cool and Energy Efficient This Summer

Summer Tips for Energy-Efficient Home

Looking for easy ways to beat the summer heat without sending your energy bill sky-high? These simple, budget-friendly tips will help keep your home cool and energy efficient all season long—no major upgrades required.

Smart Money Moves for College

College Budgeting

Whether you’re heading to college for the first time or returning for another semester, managing your money wisely can make all the difference. From tuition and textbooks to housing and meal plans, college expenses add up fast — but with the right financial tools and strategies, you can stay in control.