*We ask for a $25 deposit at account opening. Contact us for details. Credit Union rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only. No purchase necessary to win prize and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. COPFCU employees and their immediate families are not eligible to win. No cash equivalent, substitution, or transfer of prize is permitted. Winner of the prize will be issued a 1099-INT and 1099-MISC. Buyback of Debit Cards and Unused Checks – Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
**Registration/activation required.
¹ Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members or schools and their employees/students.
² Cell phone protection – receive up to $600 for replacement/repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two (2) claims and a maximum of $1,000 per eligible account, per twelve (12) month period. Covers up to four phone lines on a cell phone bill.
³ Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. For Buyer’s Protection & Extended Warranty – Item(s) must be purchased entirely with this account for coverage.
Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.