We Can Help Grow Your Business With Savings & Checking.
Business Accounts To Make Doing Business Easier.
Manage and grow your small business with a COPFCU Business Savings and Checking Account. The Business Savings Account establishes your company’s membership with COPFCU. Two checking options are available for you to choose from — Elite Business Interest Checking and Simple & Free Business Checking.
Business Account Rates
Elite Business Checking
Business Savings
| Balance | APY* | Rate |
|---|---|---|
| $0 - $4,999.99 | 0.05% | 0.05% |
| $5,000.00 + | 0.15% | 0.15% |
| Balance | APY* | Rate |
|---|---|---|
| $50.00 + | 0.05% | 0.05% |
Business Savings
A Business Savings Account establishes your company’s membership with COPFCU. It’s the first step to enjoying all the benefits of credit union membership for your business.
- Just $5 is needed to open a Business Savings
- Earn competitive dividends on balances of $50 or more
- No monthly service fee
- Fee Online Banking & Mobile Banking
- Free eStatements & eTax forms
Elite Business Interest Checking
An account for those seeking higher interest on Checking
- 1,000 FREE monthly transaction items
- Tiered dividends based on balance
- Only $5,000 minimum balance to avoid a low monthly fee of $10
- Free mobile & online banking
- Free bill pay
Simple & Free Business Checking
A perfect account for most businesses
- 1,000 FREE monthly transaction items
- No minimum balance
- No monthly service fee
- Free mobile & online banking
- Free bill pay
COPFCU Mobile App
The COPFCU Mobile App gives you fast, easy and secure access to your business accounts.
- Mobile bill pay
- Mobile check deposit
- Receive instant transaction alerts for your debit/credit card
- Lock/unlock your cards for added security
- and more!
FAQs
What do I need to open a Business Savings and Checking?
Before visiting the credit union to open your account(s), we recommend reviewing the following documents and gathering all requested items noted.
- New Business Account Requirements
- New Business Account Signature Card for Authorized Signers
- Resolution of Authority
- Customer Due Diligence Certification – Beneficial Ownerships
Please contact us at 513-381-2677 or 1-800-810-0221 if you have any questions about opening a Business Savings or Checking Account.
How quickly can I receive a Debit Card for my Business Checking Account?
You can receive a Debit Card instantly at the time you open the account or have a new card mailed to you. Mailed cards typically take 10 business days to receive.
Important Legal Disclaimer
*We ask for a $25 deposit at account opening. Contact us for details. Credit Union rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Buyback of Debit Cards and Unused Checks: up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.