Your Membership Goes Places.

More than 5,000 credit union branches nationwide. All with your COPFCU membership.

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AUTO LOANS

Rates from 5.49%
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PERSONAL LOANS

Rates from 10.99%
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HELOC LOANS

Rates from 7.00%
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HOME LOANS

Rates from 6.250%
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CREDIT CARDS

Rates from 9.99%
ABOUT COPFCU

Improving Banking For Generations To Come.

Since 1935, COPFCU has proudly served public servants and their families. What began by serving Cincinnati’s Police Force has grown to include firefighters, educators, government employees and other public servants throughout the Greater Cincinnati region.

As a not-for-profit credit union, we’re here to help our members make the most of their money. That means competitive loan rates, rewarding savings options, personalized service and financial solutions designed around the people and communities we serve.

Our commitment has remained the same for more than 90 years: helping those who dedicate their lives to serving others build stronger financial futures.

View Our Story.

COPFCU Scholarship Applications Now Open!

Planning to attend college or trade school? Apply for a COPFCU scholarship for the 2027–2028 academic year. Applications are due January 27, 2027.

Explore Scholarships

Make More Room for Holiday Cheer.

Make holiday spending a little easier with a COPFCU Holiday Loan! Enjoy 1% off our regular personal loan rates to help cover gifts, travel, and seasonal expenses. Apply through online or mobile banking by December 19, 2026.

Apply Now

Turn Your Home’s Equity Into Opportunity

Planning home improvements, consolidating debt, or covering a major expense? A Home Equity Loan can give you flexible financing with competitive rates and predictable monthly payments.

Explore Home Equity
"I have been a member of COPFCU since, I believe, 1990. In the past 35 years, they have handled all of our banking needs to include car and personal loans. They are friendly and very helpful. Thanks COPFCU!"

WILLIAM N.

"Great services, great employees, always polite and professional.. It is nice to see a friendly smiling face whenever I go to the bank l. I have been with your bank for more than 20 years and still receive the same consistent and excellent services all this time."

LINDA B.

"COPFCU has been great to work with and very easy to apply for a loan. Rates are reasonable and they are very easy to talk to and understand. Thanks for all your hard work and dedication."

RANDY F.

"I have both a car loan and personal loan with COPFCU. The rates are guaranteed the lowest you’ll find. The process has always been convenient and simple. I won’t ever go back to a regular bank or anywhere else!"

MARIO M.

"I've been a member at COPFCU for several years. Each time I needed a loan for my vehicle or for the wife, the credit union has always stepped up and took care of us. Sometimes that same day! Highly recommend them with their very competitive rates."

RON K.

"COPFCU has always been wonderful. That’s why I’ve been banking there for 25 years. I try to move everything there when possible. Great Experience!!!!"

ROB M.

"COPFCU personnel are knowledgeable, efficient, accommodating - they’re the good folks in a good company that people miss in today’s world."

JEFF B.

"I visit the COPFCU in Blue Ash 3 times a week, for personal and business accounts. The knowledge and the willingness to help me with my business and explaining options for other accounts is awesome. Very friendly staff that makes you feel welcome."

RICH W.

"I’ve been with COPFCU for 17 years. The best bank I’ve ever done business with. Recently did an auto and home with Diane, she made the process smooth and stress free. She was easy to communicate with and I always got a prompt response. I will always bank here!"

WILLIAM H.

"My auto loan application process through the COPFCU was quick and easy. Trina was very professional, easy to work with and responded promptly to any questions that I had. All paperwork was able to be completed conveniently electronically. I would highly recommend! Thank you for a great experience!"

JULIE P.

Banking That Changes Lives.

Since 1935, our mission has remained the same:

To respectfully deliver exceptional financial solutions to help our members live their best lives.

Latest News:

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COMMUNITY IMPACT

Invested in the Communities We Serve.

At COPFCU, we believe in people helping people. We proudly support organizations, events, and service opportunities that strengthen the communities our members call home.

Community Commitment