Banking for your family and your future.

We can help you achieve the financial freedom to finally enjoy life.

Improving Banking For Generations To Come.

COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.

Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can’t find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for Savings, Certificates and IRAs. All for the greater good of your family and your future.

Debit Card Round-Up Program

Boost your savings effortlessly with COPFCU’s new Debit Card Round-Up Program. Every time you use your COPFCU debit card, your purchases are rounded up to the nearest dollar, and the spare change is automatically transferred to your savings account at the end of each day.

Get Started Today

Meet Roger, COPFCU’s Digital Assistant

Roger is COPFCU’s new AI powered digital assistant designed to provide you with quick, accurate answers anytime you need them. Available 24/7, Roger helps you navigate your financial needs effortlessly—whether you’re on your phone, tablet, or computer.

Get to know Roger

Earn More & Save More With Rewards Plus

Earn points for every account, loan and service you use with our new and improved rewards program. Redeem your points for a variety of items like a box of free checks, to waive a loan skip-a-payment fee or even to refund an overdraft fee.

Start Earning Today

"Wonderful experience! I called at 9:45AM to input vehicle loan application. Spoke with Amy on the phone to provide application details. I was approved for loan in a few hours, electronically signed documents and was able to pick up my new vehicle same day by 4:30! Top notch customer service, very responsive and process was extremely smooth."

MEL

"COPFCU has been great to work with and very easy to apply for a loan. Rates are reasonable and they are very easy to talk to and understand. Thanks for all your hard work and dedication."

RANDY F.

"I have both a car loan and personal loan with COPFCU. The rates are guaranteed the lowest you’ll find. The process has always been convenient and simple. I won’t ever go back to a regular bank or anywhere else!"

MARIO M.

"I've been a member at COPFCU for several years. Each time I needed a loan for my vehicle or for the wife, the credit union has always stepped up and took care of us. Sometimes that same day! Highly recommend them with their very competitive rates."

RON K.

"Karen was amazing! I have had no credit and thought getting a loan was impossible. She walked me through everything and made it very simple to understand. I love banking here!"

MEGAN B.

"COPFCU has always been wonderful. That’s why I’ve been banking there for 25 years. I try to move everything there when possible. Great Experience!!!!"

ROB M.

"COPFCU personnel are knowledgeable, efficient, accommodating - they’re the good folks in a good company that people miss in today’s world."

JEFF B.

"I visit the COPFCU in Blue Ash 3 times a week, for personal and business accounts. The knowledge and the willingness to help me with my business and explaining options for other accounts is awesome. Very friendly staff that makes you feel welcome."

RICH W.

"I’ve been with COPFCU for 17 years. The best bank I’ve ever done business with. Recently did an auto and home with Diane, she made the process smooth and stress free. She was easy to communicate with and I always got a prompt response. I will always bank here!"

WILLIAM H.

"My auto loan application process through the COPFCU was quick and easy. Trina was very professional, easy to work with and responded promptly to any questions that I had. All paperwork was able to be completed conveniently electronically. I would highly recommend! Thank you for a great experience!"

JULIE P.

Banking That Changes Lives.

Since 1935, our mission has remained the same:
To provide great financial products and services for a friendly price for all of our members and our community.

Latest News:

How to Plan a Financially Savvy Fall Vacation

Planning a Fall vacation doesn’t have to break the bank. Discover practical tips for budgeting, saving on travel and activities, and enjoying a memorable, financially savvy getaway this season.

COPFCU Earns Best of Bauer 5-Star Rating

For more than 34 years in a row, COPFCU has been awarded Bauer Financials’ 5-Star Superior rating for financial strength and stability, indicating that the credit union is one of the strongest in the nation.

What is an HSA Account and How Can It Benefit You?

An HSA is more than just a savings account—it’s a versatile financial tool that offers significant tax advantages and the potential for long-term savings.

What Are Mortgage Points and How Do They Work?

Learn what mortgage points are, how they work, and how they can reduce your interest rate and overall mortgage costs. Discover whether buying points is the right choice for your financial situation.

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We Are Committed To Our Communities.

COPFCU strives to live up to our industry motto of “people helping people.” We seek to engage in events and service opportunities that enrich the lives of those in the areas we live and work.

Community Commitment