Refinance your vehicle loan and save

Cars & Trucks from 4.99% APR* for terms up to 76 months

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AUTO LOANS

Rates from 5.49%
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PERSONAL LOANS

Rates from 10.99%
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HELOC LOANS

Rates from 7.00%
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HOME LOANS

Rates from 6.250%
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CREDIT CARDS

Rates from 9.99%

Improving Banking For Generations To Come.

COPFCU is a not-for-profit financial institution dedicated to serving the financial needs of all of our public servants and their families: Cincinnati’s Police Force, Firefighters, Government Employees and Public School Teacher and Administrators. Our daily commitment is to give back to all those who have given so much to keep our community safe, educated and supported.

Unlike typical commercial banks, our credit union is able to provide numerous financial benefits you simply can’t find anywhere else. Lower rates for loans. Friendlier credit terms. Higher rates for Savings, Certificates and IRAs. All for the greater good of your family and your future.

Summer Vehicle Refinance Special

Whether you’re hitting the road, the water, or the campground this summer, refinancing could help you save. Enjoy rates as low as 4.99% APR* on cars and trucks for terms up to 76 months and as low as 6.99% APR* on boats, RVs, and motorcycles for terms up to 60 months. Offer available through July 31, 2026.

Refinance and Save

Personal Loan & Debt Consolidation Special

A personal loan can help you simplify payments, reduce debt, and free up room in your budget. For a limited time, take 1.50% off personal loan rates and enjoy rates as low as 9.49% APR* for terms up to 60 months. Offer available through July 31, 2026.

Find Financial Relief

Student Loans that Fit Your Life

College costs add up, but financing doesn’t have to be complicated. Our undergraduate student loan program offers competitive rates, flexible repayment options, and resources to help students and families navigate the cost of higher education.

Explore Student Loans
"I have been a member of COPFCU since, I believe, 1990. In the past 35 years, they have handled all of our banking needs to include car and personal loans. They are friendly and very helpful. Thanks COPFCU!"

WILLIAM N.

"Great services, great employees, always polite and professional.. It is nice to see a friendly smiling face whenever I go to the bank l. I have been with your bank for more than 20 years and still receive the same consistent and excellent services all this time."

LINDA B.

"COPFCU has been great to work with and very easy to apply for a loan. Rates are reasonable and they are very easy to talk to and understand. Thanks for all your hard work and dedication."

RANDY F.

"I have both a car loan and personal loan with COPFCU. The rates are guaranteed the lowest you’ll find. The process has always been convenient and simple. I won’t ever go back to a regular bank or anywhere else!"

MARIO M.

"I've been a member at COPFCU for several years. Each time I needed a loan for my vehicle or for the wife, the credit union has always stepped up and took care of us. Sometimes that same day! Highly recommend them with their very competitive rates."

RON K.

"COPFCU has always been wonderful. That’s why I’ve been banking there for 25 years. I try to move everything there when possible. Great Experience!!!!"

ROB M.

"COPFCU personnel are knowledgeable, efficient, accommodating - they’re the good folks in a good company that people miss in today’s world."

JEFF B.

"I visit the COPFCU in Blue Ash 3 times a week, for personal and business accounts. The knowledge and the willingness to help me with my business and explaining options for other accounts is awesome. Very friendly staff that makes you feel welcome."

RICH W.

"I’ve been with COPFCU for 17 years. The best bank I’ve ever done business with. Recently did an auto and home with Diane, she made the process smooth and stress free. She was easy to communicate with and I always got a prompt response. I will always bank here!"

WILLIAM H.

"My auto loan application process through the COPFCU was quick and easy. Trina was very professional, easy to work with and responded promptly to any questions that I had. All paperwork was able to be completed conveniently electronically. I would highly recommend! Thank you for a great experience!"

JULIE P.

Banking That Changes Lives.

Since 1935, our mission has remained the same:
To provide great financial products and services for a friendly price for all of our members and our community.

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We Are Committed To Our Communities.

COPFCU strives to live up to our industry motto of “people helping people.” We seek to engage in events and service opportunities that enrich the lives of those in the areas we live and work.

Community Commitment